Bad credit guaranteed personal loan

Questions and Answers

do these guaranteed personal loan companies work?

Q) been offered a guaranteed loan but they are asking for £50 upfront to get me it. i have bad credit. do these firms work.

A) SCAM all the way. You should never pay any money up front as a "guarantee" for a loan.

I need a guaranteed personal loan for people with bad credit. Not a payday loan either, any suggestions?

Q) I dont want a payday loan, but need a personal loan and have bad credit. I am actually planning on taking the money and paying off my 3 current credit cards (total is $2k) and rebuilding my credit that way. Any suggestions? And please dont say prosper cause all that did was make me keep requesting and noone ever assisted.

A) I really wish there was an option for you. However, it is going to be next to impossible for you to find a financial institution that will give you a personal loan if your credit is less than good. Since your debt amount is reasonably small maybe a temporary second job would be the answer...it would not take long to pay off 2k.

Is there a way to get a bad credit personal loan that is 100% Guaranteed?

Q) I'm trying to get a loan to give me money for my down payment on my first house. All suggestions are Welcomed & Appreciated! THANK YOU!

A) yes you can, with a low credit score ,you might end up with a higher interest rate, its not just credit that determines your loan, your income , savings and any assets also determine your loan rate, since your rate might be high, try to get a fixed rate, or increase the amount of your dowmpayment, or you can wait for many reasons, the fed plans to increase the rate through out the year , you can save to increase your dowmpayment and also pay off debts to boost your credit score, a higher downpayment and a better credit score will give you a much better rate which will save you money in the longrun , regarding the pesronal loan, you can pass by the nearest bank and talk to their loan officers to see what they can do for you, a lot of mortgage companies offer loans with a zero downpayment but this comes at a cost due to a higher rate, good luck,

Where can I get a personal loan in excess of 3000 with bad credit?

Q) I'm retired with guaranteed income, but due to an accident, my credit is shaky. Need a loan fast.

A) home equity loan if u own a home but be careful u want the home. pawn shop if u have something worth twice that much to pawn and get back later when u pay it back. family - if they trust u and think the reason is good and they have the money. good luck. be careful. u have a limited income to pay it back.

I have bad credit and need 7100 dollar loan asap. Will this particular co-signer help?

Q) I'm 25 yr. old (male and full-time employed making 30,000 yr.) I have had this job steady since early Sept. 06' and need a personal loan asap of 7100 dollars. I can easily make repayments but have bad credit. I have a good friend of mine who is on social security/disability but through conversation on other topics, told me he has excellent/terrific credit. He says banks would be dying to give him money. If I have him as a cosigner does this pretty much guarantee a loan? If he is, where is the easiest place to go for me to get the money I need? Thank you so much!

A) There are plenty of places that offer quick loans for people with bad credit with no-hassle applications and easy requirements. Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on. http://www.axalda.info/bad-credit-loans.html

Where do I go to get a personal unsecured loan with bad credit?

Q) Internet search engines direct me to sites that you have to pay a membership fee to access their lists of lenders that will "guarantee" you to get approved. Is this really worth it? Do they really have lenders that I won't be able to find otherwise?

A) Do not sign up for a membership. They will give you a list of places you WILL be able to find on your own. They guarantee you will get approved for something because, worst case, they will send you to a site for a payday loan. Do not do a payday! Best bet is to go to prosper.com. It is network of individuals that lend money. If you are looking for $2000 you may get $500 from one person, $200 from another and so on. They have fair interest rates but it takes some work and time to get all that you need. Good luck!

Has anyone used personal credit services and received a loan?

Q) Are they legitamite. They are asking for a referral fee and guarantee me getting a loan with bad credit through their lenders, I'm a single mother and can't afford to get jipped, please help

A) They are a fraud...BEWARE....go to link and read stories from others in a bad place like you and gettin taken...!!! http://www.ripoffreport.com/searchresults.asp?q5=Personal%20Credit%20Services&q1=ALL&q4=&q6=&q3=&q2=&q7=&searchtype=0&submit2=Search%21&Search=Search What state are you located in...and I will see if I can find someone who can help you.